Penny Saver Daily- Because it ALL adds up!

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If you can’t afford birthday gifts for your spouse, consider putting a few dollars on a gift card throughout the year. It adds up very quickly!! My husband LOVES splurging on Subway sandwiches for his school lunches, so every year for his birthday I put $2-5 on a Subway card a few different times, and by the time his birthday comes I usually have about $20 on it for him! Seriously, if I find $1 in cash in my wallet I go and put it on his gift card- it’s harder to spend that way! One year I did it with a Walmart gift card, then told him to go buy whatever he wanted!

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